Helps you get your free credit reports, finds collections, errors, and outdated items, drafts dispute letters to Experian, Equifax, and TransUnion, and tracks every 30-day deadline. Nothing is sent without your OK.
When debt collectors call or write: checks each contact against federal rules, tracks your 30-day dispute window, drafts letters, flags court papers same day.
When money leaves your account or card that shouldn't: sorts it under the right federal rule, starts deadlines the same day, drafts your dispute and tracks it.
After a declared disaster: reads every FEMA letter, finds what's missing, starts the 60-day appeal clock, drafts your appeal, keeps insurance and SBA straight.